Scholarship is a great way to finance your education. If your kid is bright and expected to have a promising career ahead then you as a parent must apply for his or her scholarship.
You as a parent have an obligation that you identify your kidâ€™s potential very early in his or her life. You canâ€™t miss out the opportunity.
In this article we give you two types of scholarship scheme offered by the government of India. The first one is Post Matric Scholarship and second one is Pre Matric Scholarship.
First we discuss how do you apply for Post Matric Scholarship program and then we talk about Pre-matric scholarship.
Post Matric Scholarship Scheme
The first question you might like to ask is who all can apply for post matric scholarship scheme.
The objective of post matric scholarship scheme is to help students coming from certain background.
Students belonging to Scheduled Caste are financially assisted by the government of India in order to complete their post secondary stage education.
Post Matric education is very important for a student. Social mobility is very important for any country. Without it you cannot rise up the social ladder.
So in order to help students to rise up the social ladder, government help them with post matric scholarship scheme.
Scholarships are very important for social mobility.
Now you need to know who all can apply for the post matric scholarship scheme. As you know only Scheduled Caste students can apply however we debate other criteria also.
Nationality: Only students living in India can apply for this particular scheme.
Affiliated Schools Only: The scholarship scheme is given to students studying in schools which are recognized by government of India.
SC/ST: Only students belonging to scheduled caste and scheduled tribe can apply for the post matric scholarship program.
Educational Qualification: If you have completed your educational career in one professional line like B.Ed. or B.T then you are not eligible for the scholarship.
Household Income of the Family: As you know scholarship programs are for the poorer section of the society. So families with low income households are only eligible to apply for the scheme.
Scholarship will be paid to students whose parentsâ€™ or guardianâ€™s household income does not exceed Rs 2,50,000/- annually.
If parents are alive then the income of couples is considered.
If the parents of the student are getting an income from house rent then the income is exempted.
Income tax certificate is required only once at the time of admission to the courses.
So these were certain criteria that you must require before you apply for the post matric scholarship scheme.
Importance of Scholarship Programs
Now we need to dig deep into the importance of scholarship schemes initiated by the government.
As I talked earlier, a country canâ€™t progress without social mobility and for social mobility you need certain programs that are funded by the government.
Although there are many welfare programs that government spends on its citizen but scholarship schemes are different from the rest.
They really help underprivileged to pursue their higher education and rise up the ladder. If India wants to move forward then it has to eliminate poverty and for doing so financing scholarship programs is very important.
Here are some of the benefits in short.
1. It reduces the burden on the parents with poor background. Now they can sponsor their children without fear of being dropped out.
2. The country moves forward as more student complete their higher education.
3. It helps in creating a level playing field among social classes so everyone has an equal opportunity.
4. Another benefit of scholarship is that it motivates students from poor background. Even if you are a poor and donâ€™t have means to pursue your higher education then scholarship programs can help you living up to your dreams.
5. Later on in your career scholarship can help you to stand out. Your resume will be different than others who are applying for the same job.
Therefore scholarship scheme is of great importance both at personal and at national level.
How Do You Apply for the Scholarship?
Here is step by step detail how you can apply for the scholarship program.
Step 1: A copy of the application for scholarship in the prescribed form. Refer this link.
Step 2: A copy of passport size photograph with signatures of the student who is applying
Step 3: One attested copy of all the certificates like diploma, degree etc.
Step 4: An original caste certificate signed by authorized revenue officers.
Step 5: An income declaration giving all kinds of income in the household.
Step 6: Finally you need a receipt of acknowledgement of scholarship for previous year.
So these are the certificates that you need to have before you apply for the scholarship scheme. You can find more on Minority Affairs site.
How Do You Receive the Scholarship Money
If you are applying for the post matric scholarship program for the first time then you must read this particular paragraph.
You have to submit relevant certificates to authorities that you belong to say SC or ST community.
Then the state government will pay scholarship amount to the child.
Usually cash payments are not allowed and UT administrators avoid cash payment for the scholarship.
Administrators ensure that all the payments to beneficiaries of the scholarship program are credited to their accounts either in post offices or a bank with phase transition to smart cards.
That is how the money is disbursed to all the candidates.
So this was about the post matric scholarship program. Now let us see pre matric scholarship scheme in India.
Pre Matric Scholarship Scheme
Pre Matric Scholarship Scheme is also offered by the government of India to needy students.
Now there is a difference between post matric scholarship program and pre matric scholarship scheme.
We will talk about this in next paragraph. However here we will talk about the eligibility criteria for the pre matric scholarship scheme.
Pre matric scholarship scheme is only for children of the minority community.
So if you are a Muslim in India then you can send your kid to school even if you donâ€™t have financial means to support his or her education.
Age of the Students: The scheme is applicable to students who are studying from class 1 to class 10th.
Educational Qualification of the Child: Students must have secured above 50% marks in their previous final year examination.
Household Income of the Parents: The Annual Income of the guardian must not be more than Rs 100,000 per year.
Girls Students: 30% of the scholarship program is for girl students only.
Duration: The maintenance amount should be given for 10 months in a given year.
So these were some of the criteria that you need to know.
Importance of Scholarship Programs
Pre matric scholarship programs are as important as post matric scholarship programs.
The previous one helps in alleviating poverty in the country by allowing girls and boys to go to school.
It is targeted for the minority sections of the society so they donâ€™t feel left out.
Non minority students canâ€™t apply for the scheme.
How Do You Apply
The state government will give the application form and you have to give it back with all the relevant documents.
So this was an article on pre and post matric scholarship program.